Let's face it, one of the biggest hurdles to buying a home is coming up with the dough for the down payment. That's right, I’m talking about that chunk of change you need to pay upfront in cold, hard cash, instead of getting it rolled into your mortgage. This is where things can get a little tricky, as lenders often require down payments to reduce their risk and make sure you're invested in the property. But fear not, my friends. We're about to explore the juicy details of down payments and the different options and programs available for home buyers. [...]