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The Biggest Mistakes Buyers Are Making Today

By |2024-06-01T16:30:48-05:00June 1, 2024|Real Estate|

Buyers face challenges in any market – and today’s is no different. With higher mortgage rates and rising prices, plus the limited supply of homes for sale, there’s a lot to consider. But, there's one way to avoid getting tripped up – and that’s leaning on a real estate agent for the best possible advice. An expert’s insights will help you avoid some of the most common mistakes homebuyers are making right now. Putting Off Pre-approval As part of the homebuying process, a lender will look at your finances to figure out what they’re willing to loan you for your mortgage. This gives you a good idea of what you can borrow so [...]

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Worried About Home Maintenance Costs? Consider This

By |2024-06-01T16:24:26-05:00May 21, 2024|Real Estate|

If one of the main reasons you’re hesitant to buy a home is because you’re worried about the upkeep, here’s some information you may find interesting on both new home construction and existing homes (a home that’s been lived in by a previous owner). Newly Built Homes Need Less Upfront Maintenance If you can afford it, you may find a newly built home could help ease your worries about maintenance costs. Think about it, if everything in the house is brand new, it won’t have the wear and tear you may see in an existing home – and that means it’s less likely to [...]

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Why a Condo May Be a Great Option for Your First Home

By |2024-06-01T16:19:13-05:00May 17, 2024|Real Estate|

Having a hard time finding a first home that's right for you and your wallet? Well, here's a tip – think about condominiums, or condos for short. They're usually smaller than single-family homes, but that's exactly why they can be easier on your budget. According to the latest data from the National Association of Realtors (NAR), condos are typically less expensive than single-family homes (see graph below): So, if you're comfortable with a smaller space and want to buy your first home this year, adding condos to your search might be easier on your wallet. Besides giving you more options for your home search and maybe fitting your budget better, living in [...]

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Should I Wait for Mortgage Rates To Come Down Before I Move?

By |2024-06-01T16:12:46-05:00April 29, 2024|Real Estate|

If you’ve got a move on your mind, you may be wondering whether you should wait to sell until mortgage rates come down before you spring into action. Here’s some information that could help answer that question for you. In the housing market, there’s a longstanding relationship between mortgage rates and buyer demand. Typically, the higher rates are, you’ll see lower buyer demand. That’s because some people who want to move will be hesitant to take on a higher mortgage rate for their next home. So, they decide to wait it out and put their plans on hold. But when rates start to come [...]

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Sellers: Don’t Let These Two Things Hold You Back

By |2023-08-02T08:00:17-05:00August 2, 2023|Real Estate|

Many homeowners thinking about selling have two key things holding them back. That’s feeling locked in by today’s higher mortgage rates and worrying they won’t be able to find something to buy while supply is so low. Let’s dive into each challenge and give you some helpful advice on how to overcome these obstacles. Challenge #1: The Reluctance to Take on a Higher Mortgage Rate According to the Federal Housing Finance Agency (FHFA), the average interest rate for current homeowners with mortgages is less than 4% (see graph below): But today, the typical 30-year fixed mortgage rate offered to buyers is closer to 7%. As a result, many homeowners [...]

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Tips for Making Your Best Offer on a Home

By |2023-07-27T17:14:11-05:00July 27, 2023|Real Estate|

While the wild ride that was the ‘unicorn’ years of housing is behind us, today’s market is still competitive in many areas because the supply of homes for sale is still low. If you’re looking to buy a home this season, know that the peak frenzy of bidding wars is in the rearview mirror, but you may still come up against some multiple-offer scenarios. Here are a few things to consider to help you put your best foot forward when making an offer on a home. 1. Lean on a Real Estate Professional Rely on an agent who can support your goals and help you understand [...]

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From Utilities to Unpacking: The Must-Do Tasks for Moving In

By |2023-04-28T17:45:33-05:00February 26, 2023|Real Estate|

Moving into a new home is an exciting time, but it can also be stressful and overwhelming. With so much to do, it's easy to forget important tasks that can make your move-in process smoother. To help you out, I've compiled a list of must-do tasks that you should prioritize from utilities to unpacking. Set up Utilities One of the first things you should do when moving into a new home is to set up your utilities. This includes electricity, gas, water, internet, and cable. Contact your utility providers and schedule installation or transfer of services in advance. This will [...]

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Killeen-Temple January 2023 Housing Report

By |2023-06-18T10:25:16-05:00January 18, 2023|Market Reports|

If you're reviewing the housing report and have questions about the data or want to know more, I'm here to help. As a local area expert, I understand the nuances of the local real estate market and can provide you with valuable insights. January can be a unique time in the real estate market, as the holiday season has just passed and many people are starting to think about their goals for the new year. This can create opportunities for both buyers and sellers, and it's important to stay informed about the latest trends and developments in the local market. [...]

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