home equity – Ashley Billins

Ways Your Home Equity Can Help You Reach Your Goals
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Ways Your Home Equity Can Help You Reach Your Goals

Real Estate

Ways Your Home Equity Can Help You Reach Your Goals

By Ashley Billins|2024-01-15T12:08:33-06:00January 15, 2024|Real Estate|

If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage.” That means your equity grows as you pay down your home loan over time and as home values climb. While it’s true home prices dipped slightly last year, they rebounded and have been climbing in many areas since then. Here’s why that price growth is good [...]

3 Keys To Hitting Your Homeownership Goals in 2024

By Ashley Billins|2024-01-01T12:23:13-06:00January 1, 2024|Real Estate|

If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus. Over the last year, the economy had a big impact on the housing market, and likely on your wallet too. That’s why it’s critical to have a clear picture of not just the market today, but also on what you want out of it when you buy or sell a home. Danielle Hale, Chief Economist at Realtor.com, explains: “The key to making a good decision in this challenging housing [...]

Four Reasons to Sell Your Home This Fall in Central TX

By Ashley Billins|2023-11-18T12:53:41-06:00November 7, 2023|Local Guide|

The fall season is upon us, painting the Texas landscape with vibrant hues and casting a cozy ambiance over our cities. Amidst the changing leaves (what few we have) and cooler temperatures, an opportune moment presents itself for homeowners contemplating a move. As a real estate agent in Austin and the surrounding areas, I'm here to share four compelling reasons why selling your home this fall could be the most advantageous decision you make. 1. Buyer Demand Remains Strong Austin's real estate market continues to thrive, with demand showing little signs of waning. This is especially true in cities that [...]